Accidents Can Be a Major Pain—In the Wallet!
Even with the best major medical coverage, out-of-pocket costs for accidental injuries can add up quickly. Accident insurance can help ease the burden.
More than 80 million people in the U.S. seek medical treatment for injuries each year. More than half are treated at hospital emergency rooms, which happen to be the most expensive facilities in which to receive treatment.1
Supplemental Health Insurance to Help Bridge Coverage Gaps
Explore Accident, Critical Illness, and Hospital Indemnity plans.
Unfortunately, most people don’t realize that their Health insurance may not be enough to help protect them financially. To make things worse, many families do not have nearly enough savings to cover unanticipated costs that an accident can bring.
or participating in recreational activities.2
Accidents can happen to anyone, but those who engage in sports and recreation activities—especially children—are more prone. According to the National Safety Council, the top five sports and recreation injuries are from:
- Exercise
- Bicycling
- Basketball
- Football
- Playground Equipment
Playground, sports, and bicycle injuries occur most often among children ages 5-14. In fact, almost one-third of all injuries incurred during childhood are sports-related and occur as a result of falls, being struck by an object, collisions, or overexertion.2
Accident Insurance May Help Protect Your Family’s Finances
Accidents, by nature, are not planned, and often lead to unexpected expenses that can hurt your wallet.
Accident insurance, used in combination with a major medical plan, can provide much-needed funds should the unforeseen happen. Cash benefits paid directly to you—not to a doctor or hospital—can be used to help pay for medical and other out-of-pocket costs you may incur, including those for emergency treatment and medical exams, as well as non-medical expenses like transportation and lodging needs.
Accidents happen, and the associated costs can quickly add up. Supplementing your Health insurance with Accident coverage is an affordable way to ease an unforeseen burden.
Enroll online and secure coverage now
1 “Fast Facts, Emergency Departments,” CDC National Center for Health Statistics, www.CDC.gov., accessed August 2022.
2 Stanford Children’s Health Sports Injury Statistics, standfordchildrens.org., accessed August 2022.
The products issued by The Prudential Insurance Company of America may not be available in all states.
Group Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ.
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