Unfortunately, most people don’t realize that their Health insurance may not be enough to help protect them financially. To make things worse, many families do not have nearly enough savings to cover unanticipated costs that an accident can bring.

Accidents can happen to anyone, but those who engage in sports and recreation activities—especially children—are more prone.  According to the National Safety Council, the top five sports and recreation injuries are from:

1. Exercise
2. Bicycling
3. Basketball
4. Football
5. Playground Equipment

Playground, sports, and bicycle injuries occur most often among children ages 5-14. In fact, almost one-third of all injuries incurred during childhood are sports-related and occur as a result of falls, being struck by an object, collisions, or overexertion.²

Accident Insurance May Help Protect Your Family’s Finances

Accidents, by nature, are not planned, and often lead to unexpected expenses that can hurt your wallet.

Accident insurance, used in combination with a major medical plan, can provide much-needed funds should the unforeseen happen. Cash benefits paid directly to you—not to a doctor or hospital—can be used to help pay for medical and other out-of-pocket costs you may incur, including those for emergency treatment and medical exams, as well as non-medical expenses like transportation and lodging needs.

Accidents happen, and the associated costs can quickly add up. Supplementing your Health insurance with Accident coverage is an affordable way to ease an unforeseen burden.

Enroll online and secure coverage now

¹ “Fast Facts, Emergency Departments,” CDC National Center for Health Statistics, www.CDC.gov., accessed August 2022.
²  Stanford Children’s Health Sports Injury Statistics, standfordchildrens.org., accessed August 2022.

The products issued by The Prudential Insurance Company of America may not be available in all states.

Not for residents of New Mexico

Not for use in New Mexico

This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).

This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage. If you do not have other health insurance coverage.

This policy provides ACCIDENT insurance only.  It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.

IMPORTANT NOTICE – THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.

Group Accident Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Accident Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 83500

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